Who is primarily eligible for Medicare coverage?

Medicare is primarily designed to provide health coverage for individuals age 65 and older. This eligibility is based on the understanding that as people age, they often experience increased healthcare needs and may require access to more comprehensive medical services.

While there are provisions within Medicare that allow for coverage for individuals under 65 with certain disabilities or specific medical conditions such as End-Stage Renal Disease (ESRD) or Amyotrophic Lateral Sclerosis (ALS), the general eligibility standard is focused on those who have reached the age of 65.

This age threshold reflects the program's original intent, which is to support older adults transitioning into retirement and managing their healthcare during this stage of life. Students and working-age individuals, while they may have access to other forms of health insurance, do not qualify for Medicare solely based on age or educational status unless they meet other specific eligibility criteria.