Which supplement plan includes the Part A deductible in addition to core benefits?

The correct answer is Plan B, as it is specifically designed to cover the Part A deductible along with core benefits. In the context of Medicare Supplement (Medigap) plans, core benefits typically include hospital stays, certain skilled nursing facility care, and other related coverage. Plan B goes a step further by including the Part A deductible, which is an essential cost that Medicare beneficiaries face when admitted to a hospital.

Understanding the structure of Medigap plans is important. Each plan offers a different level of coverage, and the ones that include coverage for the Part A deductible are beneficial for those who want help managing potentially high hospital costs. By covering this deductible, Plan B helps to alleviate some of the financial burdens associated with inpatient hospital stays.

Plans like A, C, and F have different coverage levels and focus, and while they may include certain benefits, they do not specifically incorporate the Part A deductible alongside core benefits as Plan B does. This makes Plan B particularly attractive to beneficiaries who expect to require hospitalization and want to mitigate their out-of-pocket expenses.