Which of the following is NOT typically covered by special risk policies?

Special risk policies are designed to address unique or unusual hazards that are not typically covered under standard insurance policies. These might include activities considered high-risk, such as extreme sports or activities that present uncommon dangers. Therefore, extravagant and rare activities would be covered under special risk policies, as they fall outside the realm of standard coverage.

Specific unusual risks outlined in the policy also align with the purpose of special risk policies, as these policies are tailored to meet the needs of insureds participating in atypical activities. Unique hazards identified by the insured would similarly be an acceptable risk for coverage, as special risk policies are often customized to account for the specific situations faced by the policyholder.

In contrast, standard workplace accidents are generally covered by standard workers' compensation insurance rather than special risk policies. This type of insurance is designed to cover risks that are common to most employees and workplaces, making it a more predictable and fundamental type of coverage. Thus, the aspect of standard workplace accidents being excluded from special risk policies aligns with their purpose, confirming that they are not typically included within such specialized insurance frameworks.