What is the primary focus of Medicare?

The primary focus of Medicare is to offer medical expense coverage for individuals age 65 and older. Established in 1965, Medicare is a federal health insurance program designed primarily for older adults, although it also serves some younger individuals with disabilities and those with specific health conditions. The program provides a range of healthcare services, including hospital insurance (Part A) and medical insurance (Part B), which cover essential medical needs such as hospital stays, outpatient care, preventive services, and some home health care.

While Medicare does also provide certain benefits to younger individuals with disabilities—making the option regarding the provision of health insurance for those with disabilities relevant—it remains targeted predominantly at the elderly population. Hence, the emphasis on age 65 and older captures the essence of the program's primary function. Other choices highlight different aspects of health coverage that Medicare may touch on, but they do not encapsulate the primary focus of the program as clearly as the correct response.