What is another term used for continuous care insurance?

Continuous care insurance is primarily associated with long-term care and is designed to provide coverage for individuals who need ongoing assistance due to chronic illness, disability, or age-related issues. It ensures that policyholders receive necessary services over an extended period, including personal care, nursing, and various support services.

The term that best aligns with continuous care insurance in this context emphasizes the protection it provides for ongoing needs, distinguishing it from other types of insurance that cater to immediate or short-term medical circumstances. Long-term disability insurance, for example, focuses on income replacement during extended periods of being unable to work due to a disability, rather than direct care.

In this scenario, continuous care insurance is specifically about the assistance provided to individuals needing support in daily activities rather than employment-related or emergency medical coverages.