Under the ACA, preventive benefits must be covered at what percentage without cost sharing?

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Prepare for the Nevada Life and Health Insurance Test. Sharpen your knowledge with flashcards and multiple-choice questions, complete with hints and explanations. Ace your exam!

Under the Affordable Care Act (ACA), preventive benefits are required to be covered at 100% without any cost sharing. This means that individuals do not have to pay co-pays, deductibles, or coinsurance for preventive services. The rationale behind this policy is to encourage individuals to take advantage of preventive care, such as vaccinations, screenings, and check-ups, which can help detect health issues early on and potentially reduce the need for more costly treatments in the future. By eliminating financial barriers to accessing these essential services, the ACA aims to improve overall public health and reduce healthcare costs in the long term. This focus on preventive care reflects a shift in health policy toward more proactive approaches in managing health issues.

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