The core benefits of Medicare Supplement plans typically include coverage for which service?

Medicare Supplement plans, also known as Medigap policies, are designed to fill the gaps in coverage for services that Original Medicare (Part A and Part B) does not fully pay for. One of the primary benefits of these plans is coverage for Part A hospital costs. This includes expenses such as deductibles, coinsurance, and copayments associated with inpatient hospital stays and other related services.

By covering these costs, Medicare Supplement plans help ensure that beneficiaries do not face significant out-of-pocket expenses when receiving hospital care. This aspect is crucial as hospital stays can often lead to substantial financial burdens without additional coverage. Therefore, individuals with Medigap policies can have peace of mind knowing that their hospital-related expenses are more effectively managed.

On the other hand, routine dental care, long-term care services, and vision therapy are typically not covered by Medicare Supplement plans. While Medicare itself may offer limited benefits for some outpatient services related to dental or vision care, these are not core benefits of Medigap policies. Instead, beneficiaries often need separate insurance products to cover those specific types of care.