Plan D includes coverage for which of the following?

Plan D, referring to a specific Medicare Supplement plan, provides a range of benefits that help cover out-of-pocket costs associated with Medicare. One of the notable features of Plan D is that it covers the Part A deductible, which is the amount a beneficiary must pay before Medicare begins to pay for hospital stays. Additionally, it includes coverage for skilled nursing facility coinsurance, which is the daily coinsurance cost that beneficiaries must pay when receiving care in a skilled nursing facility after a qualifying hospital stay.

This comprehensive coverage is beneficial for individuals who want to minimize their expenses related to hospital care and extended nursing services. By including both the Part A deductible and skilled nursing facility coinsurance, Plan D helps alleviate financial burdens that can arise from hospitalization and rehabilitative care, providing more predictability in a beneficiary’s healthcare costs.

The other options presented do not reflect the complete offerings of Plan D. Part B excess charges and Part B deductibles are separate aspects of Medicare coverage that may be addressed by different Medicare Supplement plans. Thus, the coverage included in Plan D specifically pertains to the stated benefits of the Part A deductible and skilled nursing facility coinsurance.