How often can an insured receive home health visits covered by Medicare?

The provision that allows an insured to receive home health visits covered by Medicare is contingent on the recommendation and ongoing assessment by a doctor. Medicare covers home health services as long as they are deemed medically necessary by a healthcare provider. This means that if a doctor evaluates the patient's condition and determines that home health care is necessary, the patient can receive those visits. There is no strict cap on the number of visits in a given period. Instead, the duration and frequency of home health visits can vary based on the patient’s needs and the doctor's recommendations, allowing for flexibility in care.

Other options such as limiting visits to once a year or requiring hospitalization first are incorrect as they do not reflect the necessary guidelines set forth by Medicare for home health services. Medicare policies emphasize ongoing medical evaluation and the necessity of care rather than arbitrary frequency limits.