How long must the insured typically survive after an accident for the accidental death rider to pay?

The accidental death rider is designed to provide additional benefits to the beneficiaries in the event of the insured's death due to an accident. However, this rider usually stipulates a specific period that the insured must survive following the accident for the benefits to be payable.

Typically, the common requirement is that the insured survives for 90 days after the accident. If the death occurs within this time frame, the accidental death benefit is triggered. This provision ensures that the death is indeed a result of the accident in question rather than other unrelated factors that may arise soon after the incident.

While other survival periods might be seen in different policy structures, 90 days is the standard timeframe commonly associated with accidental death riders, making it the correct answer in this context.