How long can COBRA coverage typically be extended after a qualifying event?

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COBRA (Consolidated Omnibus Budget Reconciliation Act) provides individuals and their families the right to continue their health insurance coverage for a limited period after certain qualifying events, such as job loss, reduction in work hours, or other events that would normally lead to loss of health coverage. The typical maximum duration of COBRA coverage following these qualifying events is up to 18 months.

This period allows individuals and families to maintain their health insurance while they transition to new employment or find other coverage options. Extensions beyond the 18 months can occur in certain circumstances, such as a disability, but that is not the standard duration for most qualifying events. Therefore, the correct answer regarding the typical extension time frame for COBRA coverage after qualifying events is indeed 18 months.

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